How Modern Lending Solutions works
One short request, matched with participating lenders. Here is what happens at each step.
Fill out our online form
It takes only a few minutes. Submitting a request through our site does not affect your credit score.
- 100% free service
- Online process, faster answers
- Encrypted connection (SSL)
Match with a lender
We work to connect you with participating lenders that may be able to offer you a loan. Each lender sets its own rates and terms.
- No cost to you, ever
- Compare before you commit
- No obligation to accept
Sign online and receive your funds
If a lender approves you and you accept its offer, funds are sent by direct deposit, in some cases as soon as the next business day.
- Direct deposit to your bank
- Repay on the lender's schedule
- On-time payments can help your credit
What happens after you submit
When you request a loan through Modern Lending Solutions, we ask for some basic personal information, as well as some financial information, such as your source of income.
The information you submit may be shared with one or more participating lenders so they can review your request. If a lender is able to make you an offer, you may be redirected to the lender's website to finish your request. The lender will show you the APR and all other terms before you sign anything, and you are under no obligation to accept.
We do not make credit decisions, we do not charge you, and we do not have access to the full terms of your loan. For questions about a specific loan, contact your lender directly.