a quick and transparent process

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Personal Loans 01

Personal loans give you the most flexibility in terms and structured, affordable repayment plan. Personal loans also provide you with more time to repay.

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Bad Credit Loans 01

There are all sorts of reasons to look into getting a loan when you have bad credit. Some previous decisions do not have to haunt you for the rest of your life.

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No Credit Check Loans 01

If you’re tired of hearing “no” and want to find a new way of borrowing money, then it’s time to consider an online personal loan that doesn’t require a credit check.

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Getting Cash Is Easy With

Modern Lending Solutions

Whether you are looking for a loan to cover an unexpected emergency, to consolidate debt, or to make a major purchase, a personal loan through Modern Lending Solutions can provide you with the financial help you need when you need it most.
About Us
The Modern Way To Borrow

Fair and Fast

  • Competitive rates & flexible terms
  • No credit requirements
  • Hassle-free online process
  • Funds as soon as next business day
Loans made simple

How it works

step one Fill out our online form

It takes only a few minutes to fill out our online form. Don't worry, applying won't hurt your credit score.

  • 100% free service
  • Online process = faster funding
  • Form secured with 128-bit SSL

step two Match with a lender

Let us match you with the lenders willing to offer you the best rates and offers out there.

  • Our service is 100% free!
  • Lower rates = serious savings
  • Quick and easy

step three Sign online and receive your funds

After approval, your money is sent straight to your bank account via direct deposit as soon as the same day.

  • Fast funding
  • Hassle-free direct deposit
  • Repay and rebuild your credit!
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Loan options

How much can you borrow?

Whether you are looking for a loan to cover an unexpected emergency, to consolidate debt or to make a major purchase, one short online form can connect you with participating lenders. Depending on the loan type, participating lenders may be able to provide:

  • Cash advance loans: between $100 and $1,000
  • Installment loans: up to $5,000
  • Personal loans: up to $15,000

Not all lenders can provide these amounts and there is no guarantee that you will be accepted by an independent, participating lender. Loan amounts, rates and terms vary based on the lender's decision. Read the APR disclosure and full disclosures.

Learn more about personal loans, bad credit loans and no credit check loans.

Questions

Common questions

Modern Lending Solutions is not a lender, loan broker or agent for any lender or loan broker, and does not make credit decisions. We offer a matching service for connecting potential borrowers with participating lenders. Any compensation we receive is paid by participating lenders, only for advertising services provided.

No. Our service is 100% free. We do not charge you for any service or product.

No. Filling out our online form does not hurt your credit score. Participating lenders may check your credit before they make an offer, often starting with a "soft" check. Each lender has its own process, so review its terms.

Participating lenders may be able to provide amounts between $100 and $1,000 for cash advance loans, up to $5,000 for installment loans, and up to $15,000 for personal loans. Not all lenders can provide these amounts.

Residents of Arkansas, New York, Vermont and West Virginia are not eligible to use this website or service. Residents of some other states may not be eligible for some or all short-term, small-dollar loans, and the states served may change from time to time, without notice.

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